What would happen to your company if an employee sued because you failed to promote her? Would your business be able to handle the cost of a wrongful termination suit or a sexual harassment claim? Although you probably don’t like thinking about these possibilities, planning ahead can save many headaches and even save your business in the event that your company is sued. Village Insurance works with businesses of all sizes to find the most affordable, suitable solutions for employment practices liability insurance (EPLI).

Protection with EPLI

The number of lawsuits against employers are increasing. Naturally, it is your responsibility as an employer to create a safe and inclusive work environment for your employees, but you will never be exempt from the risk of lawsuits filed by disgruntled workers. EPLI can protect you from the high cost of employee-related issues such as

• Sexual harassment claims
• Discrimination lawsuits
• Wrongful termination claims
• Breach of employment contract claims
• Negligent evaluation issues
• Failure to employ or promote
• Wrongful disciplinary action
• Hostile work-environment accusations
• Mismanagement of employee benefits packages

Basically, an EPLI policy will protect against any employment-related class action or legal proceedings other than on-the-job injuries.

Affordable, Customized Liability Coverage

No two companies face the same liability risks. Our risk management team will work with you to determine the employment liability risks you face. Then we’ll look for an insurance solutions to fit your circumstances. The cost of EPLI premiums varies based on the number of employees you have, limits you carry, deductible amounts, previous lawsuits against your organization and other factors.

Education and Prevention

Although Village Insurance focuses on providing insurance coverage in the event of a disaster, we also believe in the importance of prevention and education. In many cases, proper employee education can significantly reduce the risk of employee lawsuits. Consider implementing training classes about sexual harassment as well as diversity training in order to help your business more successfully operate in today’s business world.

Contact us today for your free EPLI quote or to learn more. We look forward to helping you operate a safe work environment where your employees can thrive along with your business.

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